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pay online
one-time payment
Electronic fund transfers from your checking or savings account make it convenient to pay online. Even better, there’s no administrative fee.
 
  • activate your account to securely store your bank information for future payments
  • receive a monthly reminder when your bill is ready
  • choose to go paperless and view your current and past charges online any time
One-time online payment is a manual process. You’re responsible for submitting your payment to us each month.
   
 
credit card payment
Use your credit or debit card to pay online through NCO e-Payments. NCO charges a $5.90 “convenience fee” per payment. We don’t receive any portion of these fees.
 
NCO e-payments are posted to your account:
  • payments made Monday – Friday before 3 p.m. are posted within 24 hours
  • payments made after 3 p.m. on Friday, holidays and weekends  are posted the following business day
You can also pay by phone at 866-261-2738. NCO accepts Visa, MasterCard, American Express, Discover or Diner's Club credit cards.
 
If your online credit or debit card payment will exceed $2,000, call NCO to make arrangements. 

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pay by phone
You can make an electronic funds transfer by phone anytime and there’s no administrative fee. Call 602-371-6555 (Phoenix area) or 866-776-0445 (other areas).​
credit card payment by phone
  • NCO e-Payments provides this service
  • NCO charges a “convenience fee” of $5.90 per transaction (we don’t receive any portion of this fee)
Call 866-261-2738 and provide your:
 
  • account number 
  • credit card information 
  • zip code on your credit card statement

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pay in-person
Prefer to pay in-person? You have 3 payment options:
 
  • APS office
  • pay station
  • kiosk
APS office or authorized pay station:
  • payment  by cash or check, with no administrative fee
  • payments are posted immediately at our office locations
  • payments at authorized pay stations may take up to 2 business days to post
kiosk locations
  • convenient kiosks are available in more than 200 participating Circle K, Shell/Texaco and Best Buy locations throughout metro Phoenix
  • Circle K stores are open 24 hours/day
  • payment is cash only and a $2 kiosk-fee applies
  • enter your account number and billing zip code to process the payment
  • payments are recorded immediately and posted by the next business day
  • You’ll receive a printed confirmation receipt for your records.
 
find a payment location

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did you know?
You can pay your bill from your checking or savings account free of charge, 24-hours-a-day, seven-days-a-week online or by calling us at 602-371-7171 (metro Phoenix) or 800-253-9405 (other areas).
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pay by mail
​Prefer to pay by mail? Include your check or money order, attach a stamp and mail it.
 
mail your payment to:

APS
P.O. Box 2906
Phoenix, AZ 85062-2906
 
 
 
​compare payment options
Each option has different features. Compare them and see which is right for you.
where to pay​ ​how to pay ​fee posts to your account​
APS office​ cash, check, money order, traveler's check, cashier's check​ ​none ​immediately
aps.com​ electronic funds transfer from your checking or savings account​ ​none ​immeditately
automated phone system
602-371-6555 or
800-253-9405​
electronic funds transfer from your checking or savings account​​ none​ immeditately​
kiosk​ ​cash only $2​ within 15 minutes​
credit card​ Visa, MasterCard, Discover, Diner’s Club and American Express credit or debit cards processed by APS payment partner, NCO ​ $5.90​ within 15 minutes
electronic payment
(other than aps.com)​
Electronic fund
transfer (EFT)
initiated by your
financial institution,
CheckFree, etc.​
check with your bank/credit union​ 1-2 days from payment date​
authorized pay stations​ cash, check, money order​ none​
1-2 days (Phoenix area)
3-5 days (other areas)​
mail​ check, money order​ ​none delivery time plus processing time​
 

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gift checks
It's easy to help a college student, friend or family member or contribute to a charitable cause.
​You’ll need:
 
  • your checking account or credit card information
  • the recipient’s account number
  • the recipient's zip code

We’ll send you an online receipt and credit your gift amount to the recipient’s account. The amount will also appear on your monthly checking account or credit card statement.

 
gift check payment options
pay online
Make an electronic fund transfer (EFT) from your checking or savings account. It’s convenient and there’s no administrative fee.
 
 
credit card payment online
Our payment partner NCO e-Payments provides this service  and charges a $5.90 “convenience fee” for each credit card transaction (we don’t receive any portion of this fee).
 
 
pay by phone
Call 602-371-6555 (Phoenix area) or 866-776-0445 (other areas).

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equalizer budget tool

equalizer can give you peace of mind by making your bill as predictable to pay as your rent or mortgage.